Privacy Policy

Privacy Policy
Effective Date: December 29, 2025

Golden Ratio Insurance Group respects your privacy and is committed to protecting your personal information. This policy explains how information is collected, used, and shared when you visit or submit your details through our website: https://life.goldenratioinsurancegroup.com/home

1. Information We Collect:

When you request an insurance quote or submit a form, we may collect your name, phone number, email address, location, and any other details you choose to provide.

If you are a licensed insurance agent purchasing lead packages, we may collect your business information, billing details, and account data needed to complete your order and provide services.

2. How We Use Your Information:

We use consumer information to connect you with licensed insurance agents, provide quotes, and follow up on your inquiry.

Agent information is used to process purchases, deliver leads, provide support, and communicate service updates.

We do not sell personal information for unrelated third party marketing.

3. SMS and Communication Consent:

By submitting your information through our website, you agree to be contacted by Golden Ratio Insurance Group and its licensed agents through phone calls, emails, and SMS text messages. These messages may include responses to your inquiry, service updates, or related communication.

4. Message frequency may vary. Message and data rates may apply.

You can opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us directly.

We only send messages to individuals who have provided clear consent.

5. Lead Distribution:

Leads are generated from individuals who have requested information about insurance services. These leads are shared only with licensed insurance agents who purchase them.

Each lead is distributed to a single agent and is not resold.

6. Data Protection:

We use reasonable security measures to protect your information from unauthorized access or misuse. While no system is completely secure, we take appropriate steps to safeguard your data.

7. Third Party Services:

We may use trusted partners to support payments, communications, and operations. These providers are required to handle your information responsibly and in line with applicable laws.

8. Your Choices:

You can request to access, update, or delete your personal information at any time by contacting us.

You may opt out of marketing or communication messages at any time.

9. Policy Updates:

We may update this policy from time to time. Changes will be posted on this page with the revised effective date.

10. Contact:

If you have any questions about this policy or how your information is used, you can contact us through our website.